Arbikeep

A free, efficient ledger to record your finances and keep control of your data.

Convenience and efficiency. Unlimited accounts, unlimited history, and every feature you need to keep an accurate record of your money.

The Arbikeep register for a checking account: a list of dated transactions with payee, memo, category, payment, deposit and running balance, and the list of accounts down the left side.
  • Free to use
  • Unlimited accounts and history
  • Imports Quicken, QIF, OFX, CSV
  • Export everything, any time
  • No ads

Built to be fast to use and easy to trust

Enter transactions fast

Start typing a payee and Arbikeep suggests it from your own history, then fills in the category and amount you used last time. Everything works from the keyboard.

Reconcile with confidence

Enter the ending balance from your statement, tick off the transactions that cleared, and watch the Difference fall to zero. When it hits $0.00, finish. Your register is then proven against the bank's own numbers.

See where your money goes

Graph your net worth or income against spending with highly customizable filters. Reports are available as well.

A net worth graph for the last 12 months. Green bars show assets, red bars show liabilities, and a blue line shows net worth. A tooltip lists the figures for one month.
An income and expense graph for this year, with a blue income bar and a red expense bar for each month. A tooltip breaks one month down by category.

Coming from another finance app?

Bring your history with you. Arbikeep reads QIF and OFX files, plus CSV exports from Mint, YNAB, Empower, Monarch, Simplifi and Copilot.

  1. Export your data from your current app.
  2. Drop the file into Arbikeep.
  3. Review the accounts, categories and balances it found.
  4. Check the summary, then finish. Nothing is added until you do.
The last step of the import: a summary showing the number of accounts, categories and transactions found, the date range, and a note on what Arbikeep sorted out automatically.

Pricing

Everything in Arbikeep is free: unlimited accounts, unlimited transactions, unlimited history, reports, reconciliation, import and export.

Arbikeep Sync is the one paid feature. It connects your online bank/credit card accounts to your ledgers so transactions arrive automatically. This ability is possible through a per user subscription I have with Plaid.

Is my bank supported? Type the name of your bank or credit card to see whether Arbikeep Sync can connect to it, before you subscribe.

This comes from Plaid, the service that makes the connection, and shows its status right now. It is a guide, not a promise. A bank can still change how it connects.

Founding member price: $29 per year ($2.42 a month, billed annually) for the first 100 subscribers, and that rate is yours for life. After that, Arbikeep Sync is $49 per year ($4.08 a month). You can cancel any time.

If you would rather not pay, you can still import files from your bank or type transactions in yourself.

Create Free Account

Your data is yours

You can export any or all of your data, any time, in a format you can use somewhere else. There is no lock-in and no friction on the way out.

Arbikeep runs on Supabase, built on Postgres, the same kind of database serious companies use. Each person's data is kept separate at the database level, so other users can never see yours. Everything is encrypted and backed up automatically.

Read the full data pledge

Questions

Is it really free?

Yes. Everything is free except automatic bank connections. There are no ads, no storage caps and no history limits.

Who makes it?

One person. I built Arbikeep for myself and I run it myself, so if you write to the support address below, I read it.

What happens to my data if Arbikeep stops?

It is yours. Export everything at any time and keep it. The data pledge sets out what I commit to.

Can I connect my bank?

Yes, as the one paid feature. Without it you can import bank files or enter transactions yourself, and everything else works the same.

Is there a phone app?

There is no separate phone app yet. Arbikeep runs in your web browser. A phone app may be added if there is enough interest, so if you want one, write to the support address below and tell me.

Can I try it without signing up?

Yes. View the demo ledger. It is a full sample ledger, and nothing you change in it is saved.

Boston, who built Arbikeep

Why I built it

I spent years tracking my own finances in Quicken, Wave and Excel, and got fed up with constant upselling, minimal storage, restricted exporting and clumsy screens. I wanted every feature I needed with no restrictions, so I built it. Now I am sharing it with anyone who wants it.

Boston

Ready to take a look?